An automobile accident can occur in virtually any situation, including the open road under sunny skies without another vehicle in sight. In this article we explore some of the most common accident scenarios, as well as a growing phenomenon known as “accident staging,” which is exactly like what it sounds. If you were recently injured in an auto accident, or believe you may have been the victim of an insurance scam, we encourage you to meet with us right away as we may be able to help you avoid low-ball offers from the defendant and help you recover the rightful compensation you deserve.
Scenario #1 – Single Vehicle Accident
Single-vehicle accidents are more common than you might think, and they can range in severity from minimal property damage to fatality. Many accidents involve slippery road conditions, blind curves, black ice or obstacles in the roadway (e.g., construction equipment or wild animals). If you are involved in a single vehicle accident, you should first and foremost remove yourself from the dangerous situation by distancing yourself from the vehicle (if it presents a danger of fire or explosion. If possible, call for emergency assistance right away and document the conditions at the time of your crash.
Scenario #2 – Fender Bender
Probably one of the most common auto accidents, the stop sign fender bender can be a real headache when it comes time to proportion liability. This is because fender benders often result in a chain reaction with a number of other vehicles and it can be difficult to determine who was at fault and for how much. As well, California law presumes the car at the back of the pack was to blame for the ensuing chain of collisions, but there are a number of ways to rebut this presumption. For instance, the tail car may have had to slam on its brakes to react to the car in front of it. It may also have collided with a vehicle that abruptly merged or cut in front of it, resulting in a fender bender that may not have been the tail car’s fault.
Scenario #3 – The Insurance Scam
One need not look very far to find a scammer, and the auto insurance market is no exception. A phenomenon which is growing in popularity is known as the staged auto accident, and uses an unsuspecting victim as part of a scam to receive money from an insurance payout. There are several types of insurance scams, some known as the “scoop and swat” or the “shady helper.” Many seem like legitimate accidents at the time, until it becomes time to exchange information, involve the driver’s insurance company or otherwise follow post-accident protocol. Signs of a scam could include an insistence by the other driver take your car to a certain body shop or doctor, or exaggerated injuries once the police arrive to take a statement.
Contact Nelson C. Barry today
If you were involved in one of the common accident scenarios listed above, or believe you may be the victim of an attempted insurance scam, Nelson C. Barry can help. Contact our office today to arrange an appointment.